You know those sad, overripe bananas sitting on your counter? Yeah, the ones no one wants to eat anymore? Well, I’m here to tell you they’re about to become the star of the show in this Super Moist Chocolate Chip Banana Bread. I swear, it’s the kind of recipe that makes you feel like a kitchen magician—turning something forgotten into something unforgettable.
This recipe has been my go-to for years, especially when I’m craving comfort but don’t want to spend hours in the kitchen. There’s something about the smell of warm banana bread baking that just feels like a hug, you know? And when you add those melty chocolate chips? Absolute perfection. Whether it’s a lazy Sunday morning or you’re whipping it up for a last-minute potluck, this bread never lets me down. Trust me, once you try it, you’ll be hoarding bananas just to make it again.
Why You’ll Love Super Moist Chocolate Chip Banana Bread
Perfectly Moist Every Time
I’ve tested a million banana bread recipes, and this one wins because it’s never dry. The combo of melted butter, oil, and those ripe bananas keeps it so tender, you’ll swear it’s bakery-quality. No sad, crumbly slices here!
Packed with Chocolatey Goodness
Let’s be real—chocolate makes everything better. I use a whole cup of semi-sweet chips, so every bite has melty pockets of joy. (Pro tip: toss a handful on top before baking for extra oomph.)
Uses Up Ripe Bananas
Those speckled, almost-too-soft bananas? Gold. They mash up creamy and sweet, giving this bread insane flavor. No more guilt about wasting fruit—just glorious, banana-packed batter.
Easy to Make with Pantry Staples
Flour, sugar, eggs—chances are, you’ve got everything already. No fancy gadgets either; just two bowls and a spatula. It’s the kind of recipe you can whip up while half-asleep (I’ve tested this theory).
Ingredients You’ll Need for Super Moist Chocolate Chip Banana Bread
Dry Ingredients
- 1.5 cups (180g) all-purpose flour—spooned and leveled, not scooped! (Or the bread gets dense.)
- 1 teaspoon baking soda—the magic lift for that perfect rise.
- ½ teaspoon salt—balances the sweetness like a dream.
Wet Ingredients
- ½ cup (115g) unsalted butter, melted and slightly cooled—because nobody wants scrambled eggs in their batter.
- ¼ cup (60mL) vegetable oil—the secret to keeping it extra moist for days.
- ¾ cup (150g) granulated sugar—just sweet enough without overpowering the bananas.
- 2 large eggs, room temperature—cold eggs can make the batter lumpy.
- 1 teaspoon pure vanilla extract—skip the imitation stuff; it’s worth it.
- 1.5 cups (360g) mashed ripe bananas—about 3-4 medium ones, the spottier the better!
Mix-Ins
- 1 cup (170g) semi-sweet chocolate chips—because why hold back? (Milk or dark work too, if you’re feeling wild.)
Bonus tip: Got nuts? Toss in ½ cup chopped walnuts or pecans for crunch. And if you’re out of butter, coconut oil works in a pinch—just don’t tell my grandma I said that.
Step-by-Step Instructions for Super Moist Chocolate Chip Banana Bread
Preheat and Prep
First things first—crank that oven to 350°F (175°C). While it heats up, grab your trusty loaf pan and give it a good greasing. I’m lazy, so I just use butter smeared with my fingers (or cooking spray if I’m feeling fancy). You could line it with parchment paper too, but honestly? Ain’t nobody got time for that.
Mix Dry Ingredients
Grab a big bowl and whisk together your flour, baking soda, and salt. Don’t skip the whisking—it keeps everything light and fluffy. Pro tip: If you’re worried about clumps, sift ’em. But I usually just eyeball it and call it a day.
Combine Wet Ingredients
In another bowl, mix your melted butter, oil, sugar, eggs, and vanilla. Stir it until it’s smooth and glossy—like pancake batter dreams. If your butter’s still hot from melting, let it cool a smidge so it doesn’t cook the eggs. Learned that the hard way.
Fold Everything Together
Now the fun part! Dump your mashed bananas into the wet mix and stir until just combined. Then, gently fold in the dry ingredients. Don’t go wild with the stirring—lumps are fine, and overmixing makes tough bread. Once it’s mostly blended, toss in those chocolate chips and give it one last lazy stir.

Bake to Perfection
Pour your batter into the greased loaf pan (it’ll be thick—that’s good!) and smooth the top. Pop it in the oven and set a timer for 60 minutes. Around the 50-minute mark, start checking with a toothpick—if it comes out clean or with just a few crumbs, you’re golden. If not, give it another 5 minutes and test again.
Cooling Tips
Here’s where patience is key—let the bread cool in the pan for 10 minutes before flipping it onto a wire rack. Why? Because if you try to slice it while it’s piping hot, it’ll fall apart (and you’ll burn your fingers). Trust me, I’ve scarfed down many a crumbly slice straight from the pan. No regrets.
Serving and Storage Tips for Super Moist Chocolate Chip Banana Bread
How to Serve Warm
Oh, that first slice straight from the oven—pure heaven! Let it cool for just 10 minutes (if you can wait), then slice it thick and slather on a pat of butter. The heat makes it melt into those chocolatey crevices, and I swear, it’s better than any fancy dessert. For extra indulgence, pop a slice in the microwave for 10 seconds and top with vanilla ice cream. Breakfast? Dessert? Who’s judging?

Storing for Freshness
This bread stays crazy moist for days if you stash it right. Once it’s fully cooled, wrap it tight in plastic or foil, or tuck it into an airtight container. Room temp is fine for 2-3 days—just keep it away from sunlight (my cat learned this the hard way). If your kitchen’s warm, though, fridge it to prevent spoilage, but know it’ll dry out faster. My trick? A damp paper towel draped over the cut end keeps it tender.
Freezing Instructions
Yes, you can freeze this beauty! Wrap the whole loaf (or individual slices) in plastic, then foil, and it’ll keep for 3 months. Thaw it overnight on the counter, or if you’re impatient like me, microwave a frozen slice for 20 seconds. The chocolate gets gooey again—magic! Pro tip: Write the date on the foil. Future-you will high-five past-you when cravings hit.
Helpful Notes for Super Moist Chocolate Chip Banana Bread
Banana Ripeness Matters
Listen, those black-speckled bananas might look scary, but they’re the MVPs here. The riper they are, the sweeter and more flavorful your bread will be. If your bananas aren’t quite there yet, pop them in a paper bag overnight—they’ll ripen faster. And if you’re in a pinch, microwaving unpeeled bananas for 30 seconds softens them up, but honestly? Wait for the real deal. For more tips on ripening fruit, check out this guide to ripening bananas.
Preventing Overmixing
Here’s the secret: lazy stirring equals tender bread. Once you add the dry ingredients, fold gently until just combined—no need to go for smooth. A few flour streaks are fine! Overmixing develops gluten (aka chewiness), and we’re after that melt-in-your-mouth crumb. Think of it like folding a delicate omelet, not kneading pizza dough.
Testing Doneness
That toothpick test? It lies sometimes. If it comes out with a few moist crumbs (not wet batter), you’re good—the bread keeps cooking a bit as it cools. But if the top’s browning too fast, tent it with foil. And press the top lightly; if it springs back, it’s done. My grandma’s trick: listen for a faint “singing” sound when you tap the loaf. Science? No. Magic? Absolutely.
Frequently Asked Questions About Super Moist Chocolate Chip Banana Bread
Can I Use Frozen Bananas?
Totally! Just thaw them first—I usually leave them in a bowl overnight or zap them in the microwave for a minute. Drain any extra liquid (it’ll make your bread soggy), then mash ’em up. Frozen bananas actually get sweeter, so your bread might taste even better. Bonus: keep peeled bananas in your freezer for emergency baking sessions!
Can I Substitute Oil?
You bet. Melted coconut oil works great (just make sure it’s cooled), and applesauce is my go-to for oil-free versions—though the texture will be denser. If you’re out of both, sour cream or Greek yogurt add moisture too. Heck, I’ve even used mashed avocado in a pinch (sounds weird, but you can’t taste it!).
How Do I Prevent Soggy Bread?
Ah, the dreaded sog! Three tricks: 1) Don’t overmix—gluten makes it gummy. 2) Bake until truly done (no wet batter on the toothpick!). And 3) Let it cool completely before wrapping—trapping steam = sad, damp bread. If it’s still soggy next day, toast slices lightly—crispy edges fix everything.
Final Thoughts
There you have it—my foolproof recipe for Super Moist Chocolate Chip Banana Bread, tested to perfection and guaranteed to disappear fast. Whether you’re baking it for a cozy breakfast, a midnight snack, or just to make your kitchen smell like happiness, this loaf never disappoints. I’d love to hear how yours turns out! Did you add nuts? Swap the chocolate? Drop a comment below and tell me your twists. And if you snap a pic of that first glorious slice, tag me—I live for those melty chocolate chip close-ups. Now go rescue those bananas and bake up some joy! For more delicious baking inspiration, check out these dessert recipes.

Super Moist Chocolate Chip Banana Bread
Ingredients
- 1.5 cups all-purpose flour 180g
- 1 teaspoon baking soda
- 0.5 teaspoon salt
- 0.5 cup unsalted butter 115g, melted and cooled slightly
- 0.25 cup vegetable oil 60mL
- 0.75 cup granulated sugar 150g
- 2 large eggs at room temperature
- 1 teaspoon pure vanilla extract
- 1.5 cups mashed ripe bananas 360g, about 3-4 medium bananas
- 1 cup semi-sweet chocolate chips 170g
Instructions
- Preheat your oven to 350°F (175°C) and grease a loaf pan.
- In a bowl, whisk together the flour, baking soda, and salt.
- In another bowl, mix the melted butter, vegetable oil, sugar, eggs, and vanilla until smooth.
- Stir in the mashed bananas.
- Gradually fold the dry ingredients into the wet mixture.
- Gently mix in the chocolate chips.
- Pour the batter into the prepared loaf pan and bake for 60 minutes, or until a toothpick comes out clean.
- Let cool in the pan for 10 minutes before transferring to a wire rack.






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