Millionaire Magic Bars

Millionaire Magic Bars are one of those treasured treats that taste like pure nostalgia. I first had a version of these bars at a bake sale when I was a kid, and I still remember the gooey chocolate, toasty coconut, and crunchy nuts layered over a buttery graham cracker crust. They’re everything you want in a dessert bar — rich, chewy, a little crispy, and utterly irresistible.

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Perfect for potlucks, holiday cookie trays, or anytime you need an easy yet indulgent dessert, these bars come together quickly with simple ingredients. Once cooled and sliced, they look like you spent hours in the kitchen — but only you’ll know it took less than an hour!

Why You’ll Love Millionaire Magic Bars

• Decadent and rich — like a candy bar in cookie form
• Easy to make — minimal prep and no mixer required
• Perfect for sharing — ideal for parties, bake sales, or gifts
• Customizable — swap chips, nuts, or add caramel drizzle
• Freezer-friendly — make ahead and store for later
• One-pan recipe — everything bakes in one dish for easy cleanup

Ingredients You’ll Need

• 1½ cups graham cracker crumbs
• ½ cup melted butter
• 1 cup sweetened shredded coconut
• 1 cup semi-sweet chocolate chips
• 1 cup chopped nuts (walnuts or pecans)
• 1 can (14 oz) sweetened condensed milk

Tip: Use toasted coconut and high-quality chocolate chips for extra depth of flavor.

Step-by-Step Instructions

1. Preheat the oven
   • Set your oven to 350°F (175°C). Line an 8x8-inch baking pan with parchment paper, leaving some overhang for easy lifting later.
2. Make the crust
   • In a medium bowl, combine graham cracker crumbs and melted butter. Mix until well combined and crumbly.
   • Press the mixture evenly into the bottom of the prepared pan to form a firm crust.
3. Pre-bake the crust
   • Bake for 8–10 minutes, just until lightly golden and set. Remove from the oven but leave the oven on.
4. Add the layers
   • Sprinkle shredded coconut evenly over the warm crust.
   • Follow with a layer of semi-sweet chocolate chips.
   • Add the chopped nuts on top.
5. Pour the condensed milk
   • Slowly and evenly pour the sweetened condensed milk over the top of the layers, spreading gently with a spatula if needed to cover evenly.
6. Bake
   • Return to the oven and bake for 25–30 minutes, or until the top is golden brown and bubbly.
7. Cool and cut
   • Let the bars cool completely in the pan on a wire rack.
   • Once fully cooled, lift out using the parchment overhang and slice into squares.

Serving and Storage Tips

• To serve: Slice into small squares — they’re rich, so a little goes a long way. Serve at room temperature or slightly chilled.
• Storage: Store in an airtight container at room temperature for up to 5 days or refrigerate for up to a week.
• Freezing: Freeze bars in a single layer or with parchment between layers for up to 2 months. Thaw at room temp before serving.

Helpful Notes

• Use room temp condensed milk for easier pouring.
• Toast the coconut beforehand for extra flavor and crunch.
• Switch it up: Try white chocolate chips, butterscotch chips, or even crushed toffee bits.
• Nut-free version: Omit nuts or sub in seeds like sunflower or pumpkin for a similar crunch.
• Double batch: Make in a 9x13-inch pan and adjust baking time slightly.

Frequently Asked Questions

1. Can I make these ahead of time?
   Yes, they keep well and even taste better the next day.
2. What if I don’t like coconut?
   You can reduce or omit it and add more chocolate chips or crushed cookies.
3. Can I use a different base instead of graham crackers?
   Sure! Crushed digestive biscuits, shortbread cookies, or even Oreos work great.
4. Do I need to refrigerate them?
   Not necessary, but refrigeration extends shelf life and makes them firmer.
5. How do I cut them cleanly?
   Let them cool completely and use a sharp knife, wiping between cuts.

Final Thoughts

Millionaire Magic Bars are one of those simple recipes that deliver maximum indulgence with minimum effort. I’ve made these for every occasion from school bake sales to family get-togethers, and they always disappear fast. The layers of texture and flavor — buttery crust, gooey chocolate, toasty coconut, and crunchy nuts — are simply irresistible.

Whether you’re baking for a crowd or just treating yourself, these bars are a surefire hit. I hope they become a go-to favorite in your home too!

Millionaire Magic Bars

Patricia Collins

Millionaire Magic Bars are rich, chewy dessert bars layered with a buttery graham cracker crust, sweet shredded coconut, melty chocolate chips, crunchy nuts, and creamy sweetened condensed milk. Perfect for holidays, bake sales, or when you want a decadent treat with minimal effort!

Print Recipe Pin Recipe

Prep Time 10 minutes mins

Cook Time 35 minutes mins

Servings 16

Calories 350 kcal

Ingredients

  

• 1½ cups graham cracker crumbs
• ½ cup melted butter
• 1 cup sweetened shredded coconut
• 1 cup semi-sweet chocolate chips
• 1 cup chopped nuts walnuts or pecans
• 1 can 14 oz sweetened condensed milk

Instructions

 

• Preheat oven to 350°F (175°C). Line an 8x8-inch baking pan with parchment paper, leaving overhang.
• Mix graham cracker crumbs and melted butter. Press into prepared pan to form an even crust.
• Bake the crust for 8–10 minutes until lightly golden.
• Sprinkle coconut evenly over the warm crust.
• Layer chocolate chips and chopped nuts on top.
• Pour sweetened condensed milk evenly over the entire surface.
• Bake for 25–30 minutes, until the top is golden and bubbly.
• Cool completely in pan on a wire rack, then lift out and cut into squares.

Notes

• Use room temperature condensed milk for easier pouring.
• Toast coconut before layering for extra flavor.
• Swap chocolate chips for white or butterscotch chips.
• Nut-free version: omit or use pumpkin or sunflower seeds.
• Can be frozen for up to 2 months; thaw before serving.