Chocolate Cake with Cream Cheese Filling is the kind of dessert that instantly steals the show at any gathering. Rich, moist chocolate cake layered with a tangy, luscious cream cheese center and optionally topped with silky chocolate ganache—what’s not to love? This cake is a crowd-pleaser and always the first to disappear from the dessert table.
I first baked this recipe for a birthday celebration, and now it’s my go-to whenever I want a decadent treat that’s guaranteed to impress. It strikes the perfect balance between indulgent chocolate and creamy filling, making each bite absolutely unforgettable. The texture contrast between the tender crumb of the cake and the cheesecake-like filling is heavenly.
It’s a dessert that feels elegant yet approachable, and because the ingredients are pantry staples, you can whip it up without a special trip to the store. From its glossy ganache topping to its melt-in-your-mouth layers, this cake brings smiles to every occasion—birthdays, anniversaries, or just because you’re craving something truly special.
Why You’ll Love Chocolate Cake with Cream Cheese Filling
- Extra Moist: Thanks to buttermilk, oil, and hot coffee for depth.
- Tangy Surprise: The cream cheese layer adds a delightful contrast.
- Make-Ahead Friendly: Tastes even better the next day.
- Versatile: Add chocolate chips, fruit, or nuts for variations.
- Special Occasion-Worthy: A stunning centerpiece dessert.
- Optional Ganache: Adds a glossy, professional finish.
- Crowd-Pleaser: Always a hit at parties and potlucks.
- Beginner-Friendly: Simple steps with impressive results.
- No Frosting Needed: Ganache provides a perfect finish—no piping required.
Ingredients You’ll Need
For the Chocolate Cake:
- 1 ¾ cups all-purpose flour
- ¾ cup unsweetened cocoa powder
- 2 cups granulated sugar
- 1 ½ teaspoon baking powder
- 1 ½ teaspoon baking soda
- 1 teaspoon salt
- 2 large eggs
- 1 cup buttermilk
- ½ cup vegetable oil
- 2 teaspoon vanilla extract
- 1 cup hot coffee (or hot water)
For the Cream Cheese Filling:
- 8 oz cream cheese, softened
- ⅓ cup granulated sugar
- 1 egg
- 1 teaspoon vanilla extract
For the Chocolate Ganache (Optional):
- 1 cup heavy cream
- 8 oz semi-sweet or dark chocolate, finely chopped
- 1 tablespoon butter (for shine)
Step-by-Step Instructions
- Prepare the oven and pan
Preheat oven to 350°F (175°C). Grease and flour a 9x13 inch pan or two 9-inch round pans. You can also line with parchment paper for easy removal. - Make the cake batter
In a large mixing bowl, whisk together flour, cocoa powder, sugar, baking powder, baking soda, and salt. In another bowl, mix eggs, buttermilk, oil, and vanilla. Gradually add wet to dry ingredients, then stir in hot coffee until fully combined. The batter will be loose, which ensures a moist texture. - Prepare the cream cheese filling
In a medium bowl, beat softened cream cheese with sugar until smooth. Add egg and vanilla, mixing until creamy and lump-free. This layer will bake into a light cheesecake-like consistency. - Assemble the cake
Pour half of the cake batter into the prepared pan. Spoon the cream cheese filling evenly over the batter in dollops, then gently swirl with a knife or spatula. Pour remaining batter on top, spreading evenly. - Bake
Bake for 35–45 minutes or until a toothpick inserted in the center comes out mostly clean (some moisture from the cream cheese is normal). Let cool in pan on a wire rack for at least 30 minutes before adding ganache. - Make the ganache (optional)
In a small saucepan, heat heavy cream until just simmering—do not boil. Remove from heat and pour over the chopped chocolate and butter in a heatproof bowl. Let sit 2–3 minutes, then stir until smooth and glossy. Cool slightly before pouring. - Frost the cake
Pour ganache over the cooled cake, allowing it to flow to the edges. Use a spatula to spread evenly. Chill for 10–15 minutes to set, or longer if you prefer a firmer top.

Serving and Storage Tips
Slice and serve as-is, or elevate each piece with a scoop of vanilla ice cream, a dollop of whipped cream, or fresh berries. It’s equally delightful cold or at room temperature.
Storage:
- Store covered in the refrigerator for up to 5 days.
- Bring to room temp before serving for the best texture.
- To freeze, wrap individual slices tightly and freeze for up to 2 months. Thaw in fridge overnight.
Helpful Notes
- Coffee Boosts Flavor: Enhances chocolate without tasting like coffee.
- Cream Cheese Must Be Soft: Cold cheese won’t blend smoothly.
- Chocolate Quality Matters: Use good chocolate for ganache.
- Add-Ins: Stir mini chocolate chips, fresh raspberries, or crushed Oreos into the filling.
- Pan Choices: Bundt or loaf pans also work—adjust bake time accordingly.
- Decorating Tip: Top with chocolate curls or dust with powdered sugar for extra flair.
Frequently Asked Questions
- Can I use a box cake mix?
Yes, you can use a chocolate cake mix as a shortcut. Prepare according to box instructions and add the cream cheese layer. - Should the cream cheese layer be fully set?
It should be soft but not runny—some wiggle is okay and will firm up as it cools. - Do I need a mixer?
A hand mixer is helpful but not required. A whisk and some elbow grease work too. - Can I make it in advance?
Yes. It’s actually better the next day as flavors meld and the texture sets. - Can I skip the ganache?
Yes, but it adds a smooth, professional finish that enhances both flavor and appearance. - How do I cut clean slices?
Use a hot knife (run under hot water, then wipe dry) for neat cuts. - Can I make cupcakes with this recipe?
Yes! Layer a spoonful of batter, then cream cheese, then more batter into cupcake liners and bake for 18–22 minutes.
Final Thoughts
Chocolate Cake with Cream Cheese Filling is everything you want in a dessert: rich, creamy, deeply satisfying, and surprisingly easy to make. It combines simple ingredients into a decadent experience that everyone will remember. Whether you’re baking for a birthday, a potluck, or just a weeknight craving, this cake is sure to become one of your most-requested recipes.
Give it a try and don’t forget to share your beautiful creations using #CreamCheeseChocolateCake. Happy baking!

Chocolate Cake with Cream Cheese Filling
Ingredients
Chocolate Cake:
- 1 ¾ cups all-purpose flour
- ¾ cup unsweetened cocoa powder
- 2 cups granulated sugar
- 1 ½ teaspoon baking powder
- 1 ½ teaspoon baking soda
- 1 teaspoon salt
- 2 large eggs
- 1 cup buttermilk
- ½ cup vegetable oil
- 2 teaspoon vanilla extract
- 1 cup hot coffee or hot water
Cream Cheese Filling:
- 8 oz cream cheese softened
- ⅓ cup granulated sugar
- 1 egg
- 1 teaspoon vanilla extract
Chocolate Ganache (Optional):
- 1 cup heavy cream
- 8 oz semi-sweet or dark chocolate finely chopped
- 1 tablespoon butter
Instructions
- Preheat oven to 350°F. Grease and flour a 9x13 inch or two 9-inch round pans.
- Whisk dry cake ingredients; mix wet ingredients and combine. Stir in hot coffee.
- Beat cream cheese with sugar, egg, and vanilla until smooth.
- Pour half of the batter into pan, dollop cream cheese filling, swirl, then top with remaining batter.
- Bake 35–45 minutes. Cool completely.
- For ganache: Heat cream, pour over chocolate and butter, stir until smooth.
- Pour ganache over cooled cake. Chill to set.
Notes
- Use room temperature cream cheese for smoother filling.
- Ganache optional but highly recommended.
- Store cake in fridge for up to 5 days or freeze slices.
- Add chocolate chips or berries to the filling for variation.
- Works great as cupcakes—adjust bake time to 18–22 mins.
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